Checking Accounts

Key2Business Checking

First 250 transactions free

$0.25 per item after first 250

$4.95 paper statement fee

$100 minimum opening deposit

$10 monthly service charge (MSC)

MSC can be offset with eStatements and
monthly average balance of $2,500

Free eStatements

Free online banking with bill pay

Free notary service

Free debit card

Cash Management Services, including ACH and remote deposit
(credit approval required; fees apply)

No annual fee VISA Rewards credit card
(credit approval required)

Overdraft line of credit
(credit approval required / $100 annual fee)

Overdraft funding from another account
($5 fee per transfer)

Merchant Services
(credit approval required)

MEMBER FDIC

Commercial Checking

$12 monthly maintenance fee

$4.95 paper statement fee

Free eStatements

Free online banking with bill pay

Free notary service

Free debit card

Automatic refund of other banks’ ATM fees

Analysis charges:

$0.07 checks deposited
$0.13 paid items/debits
$0.25 credits
(Earnings credit, less 10% reserve requirement, offers an offset to fees)

Cash Management Services, including ACH and remote deposit
(credit approval required; fees apply)

No annual fee VISA Rewards credit card
(credit approval required)

Overdraft line of credit
(credit approval required / $100 annual fee)

Overdraft funding from another account
($5 fee per transfer)

Merchant Services
(credit approval required)

MEMBER FDIC