Sweep Accounts

Sweep Accounts allow businesses to make the most of their idle cash, whether to reduce borrowing expenses or increase earnings potential. Automatic movement of funds where you need it, when you need it.

Commercial Money Market Sweep

Connect your Business/Commercial Checking account. Establish a target balance. The sweep invests excess funds into a Commercial Money Market or replenishes the balance in the checking account. Commercial Money Market rates are competitively priced based on the current market.

  • (Regulatory Limit of 6 Debit Transactions Allowed Per Statement Cycle;  Limit of 6 Does Not Apply to In-person or ATM Withdrawals. If an Account Continuously Exceeds the Debit Transactions Allowed, We are Required By Law to Reclassify or Close the Account)

Line Of Credit Sweep

Connect your Business/Commercial Checking account. Establish a target balance. The sweep moves excess funds to pay down your Line of Credit or replenishes the balance in the checking account.

Business Repurchase Account Sweep

Connect your Commercial Checking account. Establish a target balance. The sweep invests funds in a Repurchase Account or replenishes the balance in the checking account. Business Repurchase accounts are fully collateralized by securities owned by River Bank & Trust.

  • (NOT FDIC INSURED.  Please contact a River Bank & Trust representative for more information.)