Checking Accounts

My River Checking

$100 minimum opening deposit

$8 monthly service charge

No minimum balance

Earn $4 credits up to $8 for each of the following:

  • -eStatement registration
  • -At least 15 posted debit card transactions a month
  • (does not include ACH Transactions or ATM withrawals)

My River Checking benefits package

Free eStatements or paper statements

Free internet banking with bill pay

Free mobile banking
(carrier fees may apply)

Free notary service

Free debit card

Free ATM transactions

Automatic refund of other banks’ ATM fees

No annual fee Visa Rewards credit card
(credit approval required/applicant must
be at least 19 years of age)

Overdraft line of credit
(credit approval required/$25 annual fee)

Overdraft funding
(from another account/$5 fee per transfer)

MEMBER FDIC

Interest Checking

$100 minimum opening deposit

$4.95 paper statement fee

$10 monthly service charge (MSC)

MSC waived with minimum balance of $2,500
or average monthly balance of $5,000

Competitive interest rate paid monthly on average
monthly balance based on tiers

Free debit card

Free internet banking with bill pay

Free eStatements

Free notary service

Free mobile banking
(carrier fees may apply)

Free ATM transactions

Automatic refund of other banks’ ATM fees

No annual fee Visa Rewards credit card

(credit approval required/applicant must
be 19 years of age)

Overdraft line of credit
(credit approval required/$25 annual fee)

Overdraft funding
(from another account/$5 per transfer)

MEMBER FDIC

Vintage Checking Account

$100 minimum opening deposit

No monthly service charge

Competitive interest rate paid monthly on average
monthly balance based on tiers

Age 55 and older

Unlimited check writing

Free internet banking with bill pay

Free notary service

Free debit card

Free statements (paper or electronic)

Free wallet checks (excluding postage)

Free cashier’s checks

Free mobile banking
(carrier fees may apply)

Free ATM Transactions

Automatic refund of other banks’ ATM fees

No annual fee VISA Rewards credit card
(credit approval required/applicant must
be at least 19 years of age)

Overdraft line of credit
(credit approval required/$25 annual fee)

Overdraft funding
(from another account)

MEMBER FDIC

Student Checking

$100 minimum opening deposit

No monthly service charge

No minimum balance requirement

Must be at least 19 years of age to open

Free eStatements or $4.95 paper statement fee

Free internet banking with bill pay

Free notary service

Free debit card

Free mobile banking (carrier fees may apply)

Free ATM transactions

Automatic refund of other banks’ ATM fees

No annual fee VISA Rewards credit card
(credit approval required/applicant must be
at least 19 years of age)

Overdraft line of credit
(credit approval required/$25 annual fee)

Overdraft funding
(from another account/$5 per transfer)

(On the 25th birthday of the account holder, auto conversion to
My River Checking will occur. Account holder will receive notice
6 Months prior to conversion.)

MEMBER FDIC