No one likes being told no, but a small oversight in your checkbook and you could be denied purchases…or worse, you could end up paying costly penalties.

But you’re not alone. We can provide you with protection to ensure that you can still buy the things you need. So you can rest easy knowing your accounts are always protected.

– Protect your account from overdrafts
– Avoid bounced checks and denied purchases
– Opt in to protect ATM and debit card transactions
– Coverage available up to $750
– No charge unless you use it
– Low $30 fee per transfer
– Maximum 5 charges per day
– Subject to approval

We also offer a link to a savings account or a line of credit that may be less expensive than our standard overdraft practices. Contact us to learn more.

NOTE: We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. Additionally, transactions may not be processed in the order in which they occurred. The order in which transactions are received and processed may impact the total amount of fees incurred. A fee will be imposed for overdrafts created by checks, ACH, and in-person withdrawals. If you decide to opt-in (see link above), the fee will be imposed on ATM withdrawals and Point-of-Sale debit card transactions. To maintain an overdraft privilege on your account, you must bring your balance to a positive state within 30 days from the date in which you enter into a negative balance.